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Three Insurance, backed by Berkshire Hathaway, offers a single comprehensive policy designed for small businesses. Instead of juggling multiple policies, Three combines essential coverages into one streamlined package.
Three’s single policy includes general liability, professional liability (E&O), employment practices liability (EPL), cyber liability, property and business interruption, commercial auto, and workers compensation. The policy is written in simple, jargon-free language and is only three pages long.
Yes. Three Insurance is backed by Berkshire Hathaway, one of the world’s most financially stable companies, and carries strong financial ratings. It is a legitimate insurance provider for small businesses.
Three Insurance is best for small businesses that want one simple, all-in-one policy instead of managing multiple separate coverages. It suits business owners who value straightforward language and streamlined insurance.
You can get a quote directly from Three Insurance through their website or by speaking with their licensed representatives.
| Provider | Parent Company | Founded | Key Products | Price Note | Best For |
|---|---|---|---|---|---|
| Three Insurance | Berkshire Hathaway | Backed by Berkshire Hathaway | Single policy: general liability, E&O, EPL, cyber, property and business interruption, commercial auto, workers compensation | One comprehensive policy; online quotes | Small businesses wanting one simple all-in-one policy |
| biBERK | Berkshire Hathaway | Launched 2015 | Business owners policy, workers compensation, commercial auto, professional liability | Direct online quotes with Berkshire backing | Businesses wanting Berkshire Hathaway stability |
| Hiscox | Hiscox Ltd | 1901, United Kingdom | Professional liability, general liability, business owners policy, cyber liability | Online quotes with competitive professional rates | Consultants and professional services |
| NEXT Insurance | ERGO Group (Munich Re) | 2016, Palo Alto CA | General liability, workers compensation, commercial auto, business owners policy | Affordable plans with monthly payment options | Fast digital-first coverage for small business |
BizSelectInsurance.com is a free online insurance marketplace. Fill out one short form and you may be matched with licensed agents offering quotes from Three Insurance and other top-rated carriers, so you can compare coverage and pricing side by side before you buy.
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