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Thimble is an insurtech company that offers flexible, on-demand insurance solutions for small businesses and freelancers.
Thimble offers several types of business insurance, including:
While Thimble offers innovative, flexible insurance solutions, using BizSelectInsurance.com provides several advantages:
Thimble offers flexible, short-term business insurance including general liability, professional liability, and business equipment protection. Policies can be purchased by the hour, day, or month through the Thimble website or mobile app.
Thimble uses flexible pricing based on the coverage and time period you select. You pay by the hour, day, or month, so you only pay for the insurance you need. Costs vary by profession, location, and coverage limits.
Yes. Thimble was founded in 2016 as Verifly, rebranded to Thimble in 2019, and was acquired by Arch Insurance in 2023. It is a legitimate insurtech company offering on-demand business insurance.
Thimble is best for freelancers, contractors, handymen, photographers, cleaners, and other small businesses or event professionals who need flexible, short-term coverage for specific jobs or time periods.
You can get a quote on the Thimble website or through its mobile app, often in less than 60 seconds. To compare Thimble with other top carriers in one place, you can also use BizSelectInsurance.com, where you may be matched with licensed insurance agents.
Thimble presents an innovative, flexible approach to small business insurance with its on-demand hourly, daily, and monthly policies. However, businesses needing consistent long-term coverage or a wider range of policy types may benefit from comparing options through BizSelectInsurance.com, which provides access to multiple top-rated carriers. Before deciding, evaluate whether Thimble’s flexible model or a traditional annual policy from another carrier better fits your needs.
| Provider | Parent Company | Founded | Key Products | Price Note | Best For |
|---|---|---|---|---|---|
| Thimble | Arch Insurance (acquired 2023) | 2016, New York (as Verifly) | Short-term general liability, professional liability by the hour, day, or month | Pay by the hour, day, or month | Flexible short-term coverage |
| Simply Business | Travelers (acquired 2024) | 2005, United Kingdom | General liability, professional liability, business owners policy, workers compensation via partner carriers | Free to compare quotes; you pay the carrier premium | Comparing quotes from multiple carriers |
| Hiscox | Hiscox Ltd | 1901, United Kingdom | Professional liability, general liability, business owners policy, cyber liability | Online quotes with competitive professional rates | Consultants and professional services |
| NEXT Insurance | ERGO Group (Munich Re) | 2016, Palo Alto CA | General liability, workers compensation, commercial auto, business owners policy | Affordable plans with monthly payment options | Fast digital-first coverage for small business |
BizSelectInsurance.com is a free online insurance marketplace. Fill out one short form and you may be matched with licensed agents offering quotes from Thimble and other top-rated carriers, so you can compare coverage and pricing side by side before you buy.
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BizSelectInsurance has partnered with Bold Penguin, operating as Commercial Insurance Center, to provide a seamless and efficient experience for businesses in need of commercial insurance solutions. By leveraging Commercial Insurance Center’s cutting-edge platform, we connect our clients with a broad network of top-rated insurance carriers, ensuring access to the best coverage options available.
Please note that BizSelectInsurance is not an insurance provider and does not represent any specific insurance entity.
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