Introduction Workers’ compensation insurance pays for medical expenses and lost wages when an employee suffers a work‑related injury. Many sole proprietors and independent contractors assume they’re exempt from workers’ comp requirements. In most states, including California, self‑employed business owners without…
Introduction General liability insurance protects businesses from financial loss when they’re sued for bodily injury or property damage. In California, general liability isn’t mandated by state law for most industries, but many landlords, clients and governmental agencies require it. Understanding…
